What happens when flooding risks affecting UK housing end up impacting the financial system’s reliance on mortgages as a savings vehicle? Banks have the unique ability to create money through issuing debt, fundamentally transforming loans into financial assets with multiple ownership claims. This profit-driven model enables extensive capital generation, significantly impacting households and the broader economy.
Speaking at St Polycarp’s, February 23 2025. Acts 14:1-20 – Paul and Barnabas in Iconium and Lystra
Recent job applications have inspired me to view my everyday a little differently… Key Achievements In just one week: I … More
There is advice available for writing about the improbable. The more improbable something is in real life, the greater the … More
I enjoy December for the sense of the year coming into land. There are well-worn cues of festive street-lights, carol … More
Every other photo on my phone now shows the tree in the garden. It is looking particularly spectacular. The rest … More
The philosopher L.A. Paul talks about “the vampire problem” i.e. how do you choose whether you want to become a … More
This week I read Frank Skinner’s “A Comedian’s prayer book”. It’s a series of his musings in long and short-form … More
Joy can be disarming. I’ve just been reading a book about trauma-informed teaching, and it introduced me to the PACE … More
The tiny voice of an alert 8 year-old calls through the bedroom door. “Hello? Are you ready?” I am, of … More
The days are long, but the years are short. Looking back at the post I wrote last year, I was … More
A continuation of the first iteration of 100 lessons for life. A mix of the funny and the serious.
thejoyofrachel 